Mortgage interest rates were little changed this week, according to the latest Freddie Mac survey, which showed lenders were offering 30-year fixed-rate loans at an average of 5.06%, down from 5.07% a week before.

The average rate on mortgages fixed for 15 years was unchanged at 4.39%, Freddie Mac said.

On both types of fixed mortgages, borrowers would have paid an average of 0.7% of the loan amount in upfront fees and discount points to the lender. Additional third-party fees such as appraisals are paid separately.

The lenders in the survey provide a combination of rates and fees they are offering on loans of up to $417,000 to well-qualified borrowers who have downpayments or home equity of at least 20%.

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